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Frequently Asked Questions

Can't find what you looking for? Give me a call right now and let's address your inquiry

Call now!

Frequently Asked Questions

Can't find what you looking for? Give me a call right now and let's address your inquiry

Call now!

Important

Why should I buy a policy from you?

5 reasons: in-depth industry knowledge, customized insurance solutions, wide network of insurance providers, claims assistance and support, long-term commitment

Do you have the cheapest rates?

No, I am not going to lie to you. we insurance brokers do not have control over the rates. What I can offer you is exceptional service and 30+ years of indepth knowledge.

How long does it take to get a quote?

24 hours

Getting a quote

Can I get insurance policy if I am a G1 driver?

No you can't. You need to have at least G2 to have a policy by yourself, However you can drive if you are under your parent's insurance or someone else with a G license

What do I need to give you to get a quote?

At least name, address, car type, date of birth, when you got a license, if and when you have been insured.

How much auto insurance coverage do I need?

Coverage limits are based on their specific circumstances and the value of your vehicle.

Service request

What happens if I'm involved in an accident?

Get in touch with the insurance company immediately and get a copy of the other driver's license and insurance.

What types of coverage are required in Ontario?

In Ontario, the mandatory coverage types are: Third-Party Liability Coverage, Accident Benefits Coverage. however, if you have a car that is financed or leased, you will required all perils (full coverage) unless otherwise stated.

Any restrictions if I use my car for business purposes?

Yes, such as you could get a claim denied and you might be missing out on a better premium and specialized coverage that could also extend to the protection of your tools.

Can I suspend my insurance coverage

if I won't be driving for an extended period?

No. The province requires all registered vehicles to maintain a minimum level of insurance coverage, even if the vehicle is not being driven.

Important

Why should I buy a policy from you?

5 reasons: in-depth industry knowledge, customized insurance solutions, wide network of insurance providers, claims assistance and support, long-term commitment

Do you have the cheapest rates?

No, I am not going to lie to you. we insurance brokers do not have control over the rates. What I can offer you is exceptional service and 30+ years of indepth knowledge.

How long does it take to get a quote?

24 hours

Getting a quote

Can I get insurance policy if I am a G1 driver?

No you can't. You need to have at least G2 to have a policy by yourself, However you can drive if you are under your parent's insurance or someone else with a G license

What do I need to give you to get a quote?

At least name, address, car type, date of birth, when you got a license, if and when you have been insured.

How much auto insurance coverage do I need?

Coverage limits are based on their specific circumstances and the value of your vehicle.

Service request

What happens if I'm involved in an accident?

Get in touch with the insurance company immediately and get a copy of the other driver's license and insurance.

What types of coverage are required in Ontario?

In Ontario, the mandatory coverage types are: Third-Party Liability Coverage, Accident Benefits Coverage. however, if you have a car that is financed or leased, you will required all perils (full coverage) unless otherwise stated.

Any restrictions if I use my car for business purposes?

Yes, such as you could get a claim denied and you might be missing out on a better premium and specialized coverage that could also extend to the protection of your tools.

Can I suspend my insurance coverage

if I won't be driving for an extended period?

No. The province requires all registered vehicles to maintain a minimum level of insurance coverage, even if the vehicle is not being driven.

Important

Why should I buy a policy from you?

5 reasons: in-depth industry knowledge, customized insurance solutions, wide network of insurance providers, claims assistance and support, long-term commitment

Do you have the cheapest rates?

No, I am not going to lie to you. we insurance brokers do not have control over the rates. What I can offer you is exceptional service and 30+ years of indepth knowledge.

How long does it take to get a quote?

24 hours

Getting a quote

Can I get insurance policy if I am a G1 driver?

No you can't. You need to have at least G2 to have a policy by yourself, However you can drive if you are under your parent's insurance or someone else with a G license

What do I need to give you to get a quote?

At least name, address, car type, date of birth, when you got a license, if and when you have been insured.

How much auto insurance coverage do I need?

Coverage limits are based on their specific circumstances and the value of your vehicle.

Service request

What happens if I'm involved in an accident?

Get in touch with the insurance company immediately and get a copy of the other driver's license and insurance.

What types of coverage are required in Ontario?

In Ontario, the mandatory coverage types are: Third-Party Liability Coverage, Accident Benefits Coverage. however, if you have a car that is financed or leased, you will required all perils (full coverage) unless otherwise stated.

Any restrictions if I use my car for business purposes?

Yes, such as you could get a claim denied and you might be missing out on a better premium and specialized coverage that could also extend to the protection of your tools.

Can I suspend my insurance coverage

if I won't be driving for an extended period?

No. The province requires all registered vehicles to maintain a minimum level of insurance coverage, even if the vehicle is not being driven.

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